@misc{Pindel_Estera_The, author={Pindel, Estera and Martysz, Czesław Bartłomiej}, howpublished={online}, publisher={Wydawnictwo Uniwersytetu Marii Curie-Skłodowskiej}, language={eng}, type={artykuł}, title={The background of regulating non-bank loan institutions in Poland}, keywords={non-bank loan institutions, regulations, payday loans}, }